
PaygOps, developed by Masunga, is a management and reporting platform for PAYGo distributors, microfinance institutions, and asset-finance operators.
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Standardised data collection – Custom forms to capture KYC and onboarding data consistently
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Pipeline visibility – Track leads, conversions, and sales performance to anticipate portfolio growth
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Structured onboarding workflows – Contract and clients data is captured accurately for reliable portfolio reporting
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Repayment tracking – Payments are recorded and traceable, ensuring reliable data for investor monitoring
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Contract and Portfolio-at-Risk monitoring – track key metrics such as PAR30 and PAR90 and clients demographics to meet reporting requirements
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Transparent contract management – Contract changes and payment histories remain structured and auditable
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Customisable dashboards – Visualise performance at portfolio, branch, or product level
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Exportable audit-ready reports – CSV and Excel exports for investors or internal analysis
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Portfolio segmentation & analytics – Analyse groups, cohorts, and repayment trends for operational decisions
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Open API – Enables real-time data exchange with external systems
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Prebuilt Integrations – Already connected to RBF monitoring platforms like Odyssey and Prospect
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Operational flexibility – Build workflows and dashboards around your existing tech stack
RBF Capital Is Conditional
Result-based financing is expanding across Sub-Saharan Africa through programs supported by development finance institutions, climate funds, and PAYGo financing facilities. However, investors don't just fund results — they track them.
Repayments are tied to performance, and reporting isn't optional. Operational immaturity becomes financial risk.
If your system can't deliver, you risk:
✕ Cannot produce reliable revenue data
✕ Cannot segment portfolio performance
✕ Cannot integrate with monitoring platforms
✕ Rely on spreadsheets for investor reporting
→ Delayed reporting, investor friction, slower follow-on funding, and increased perceived risk.
What "RBF-Ready" Means with PaygOps
Structured Data Architecture
Clean customer-level tracking, portfolio segmentation, and revenue categorisation
Investor-Grade Reporting
Portfolio at Risk reports, cohort analysis, ageing dashboards, and CSV exports
Compliance & Workflow Control
Custom forms with AI-powered ID scanning, approval layers, and configurable user journeys
Open API & Interoperability
Proven integrations with Odyssey, Prospect, and other RBF monitoring platforms
Proven in RBF Environments
PaygOps is already used by companies participating in structured financing programs. Trusted by distributors funded through World Bank facilities, climate finance vehicles, and PAYGo structured finance funds.
Capital-Ready Infrastructure
Revenue visibility, portfolio intelligence, and compliance support — all in one platform.
Investor Confidence
Frictionless reporting improves data quality and accelerates access to follow-on funding.
Integration-Ready
Open API with built integrations — Odyssey, Prospect, and custom monitoring dashboards.
Integrate with PaygOps
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Raising RBF or Preparing for Structured Capital?
Whether you are already funded through a Results-Based Financing programme or applying for one, PaygOps gives you the operational maturity that investors require. Let's talk!
PaygOps is developed by Masunga — powering digital operations across 40+ countries.
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